Affordability guide
A simple income × multiple + deposit model to frame a budget, then explore real sold prices across Wales.
This is a rough guide only — not a mortgage Decision in Principle. Credit, outgoings and lender criteria decide real borrowing.
Indicative budget
£232,500
Max price (loan + deposit)
- Max loan (4.5× income)
- £202,500
- Deposit
- £30,000